UK SECURED LOANS AT BEST APR %

FINDING YOU THE BEST SECURED LOAN IN THE QUICKEST TIME

Secured homeowner loans for:

  • Debt Consolidation
  • Home Improvement
  • Bad credit / CCJs accepted
  • Self - employed accepted
  • Quick decision
Pay nothing for 5 months!
secured loan apply now
Main purpose of loan
 Loan amount
£ 		Residential status
About you
Title
 First name
 Surname
Address
 Town/City & County
Post code
 Time at current address
E-mail

 Phone (Area code & number)

 Mobile
Best time to call
Date of birth
 Mothers maiden name
 Marital status
Gross annual income (before tax)
£ 		Additional income
£ 		Source of additional income

Employment status

 Occupation
 Time in present job
 Have you got permanent resident rights in the UK?

 

Mortgage
Present mortgage company
 Monthly repayment
£ 		Total outstanding balance
£
Type of mortgage
 Term remaining
 Have you had a previous mortgage?
Any arrears on your mortgage in the last 12 months?

 

Property
Property type
 Construction
 Bedrooms
Property value
£ 		Original purchase price
£ 		Purchase date
Was property owned by council?
Is property jointly owned?
  
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Secured Loans

A secured loan, or homeowner loan, enables a home owner to borrow money at a lower rate of interest and with a longer period of repayment than a personal loan. The loan is secured against the equity of your home, reducing the risk to the lender and allowing for better terms to be offered. The Annual Percentage Rate ( APR ) applied to the loan will depend on your personal circumstances, such as your income, credit rating, employment status etc.

Secured homeowner loans are normally registered as a second mortgage, or second charge loan. A second mortgage can only be registered in addition to a current mortgage or first mortgage.

Secured loans are mostly used for debt consolidation or home improvement. A home owner that is self-employed, has a bad credit history and/or with CCJs (County Court Judgements) can still obtain a loan.

     

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Carefully consider the fact that should you fail to maintain repayments on any loan secured against your home it may be repossessed
by the lender in order to service the outstanding debt.
The granting of loans are subject to personal status and secured on residential property by way of second charge. Minimum age 18 yrs.

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Secured Loans