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Bad Credit Loans
Bad credit loans are primarily used for debt consolidation, but can also be obtained for home improvement. If you have a poor credit history, CCJs and/or arrears on your mortgage payments, we can help you with a bad credit loan at a low APR (Annual Percentage Rate).
The bad credit loan is secured against the equity of a residential property, so you must be a homeowner with a current mortgage. Because the loan is secured, you will be offered a better APR and a longer repayment period than that obtainable on a personal loan, as the risk to the lender is reduced.
The maximum amount of the loan, the APR offered and the repayment period depends on your personal circumstances, such as your income and the equity available on your home. These will also vary from lender to lender. Self-employed and self certified applicants are accepted.
As the terms of the loan (such as the APR, loan amount and repayment period) varies from lender to lender, our free, no obligation service will save you a lot of time and effort in finding the best of the bad credit loans. We are an independent agency, and work with a range of UK lenders. Fill in our easy single-page form and let us do the work of finding you the lender offering the best rates for your particular circumstances.
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